Medical Benefits

USACS provides three medical plan options, including two High-Deductible Health Plans (HDHP) and one Preferred Provider Organization (PPO), to meet your individual and family needs. USACS medical plans are administered by Contigo Health using the Anthem BCBS PPO network. All plans pay 100% of the cost for in network preventive care, including annual physicals.

Visit www.anthem.com for a current list of Anthem BCBS PPO network providers.

Note: You will need the group ID prefix (EMB) listed on the front of your medical insurance card to simplify your search.

Medical Plan Comparison

Castlight Healthcare Navigation

Castlight is a comprehensive, digital resource that helps you navigate your benefits and focus on your health and well-being. With Castlight, you have access to enrollment assistance and 1:1 support year-round from a Care Guide. Care Guides help you evaluate options and claims, find doctors, schedule appointments, negotiate out-of-pocket expenses, and much more.

Castlight is based on your unique benefits and health needs. So, when you access your account through the app, you can:

• Receive personalized provider recommendations to meet your unique needs.
• Set reminders to help manage your health, like setting up annual exams.
• Track and manage your spending to become a better healthcare consumer.
• Set well-being goals and earn rewards for working towards them.
• Maximize the benefits and programs available to you.

Virtual Medicine

First Stop Health

When you’re under the weather, there’s no place like home. And when you’re constantly on the go, scheduling a doctor’s appointment can easily move down your priority list. Virtual medicine is a convenient and easy way to connect with a doctor on your time.

We provide a free virtual medicine benefit through First Stop Health for you and your dependents when you are enrolled in a USACS medical plan. First Stop Health offers on-demand access to board-certified doctors through video, phone, or email. Access virtual medicine 24/7 for non-emergency care, when your primary care doctor is unavailable, when you need prescriptions or refills, or if you’re traveling.

Most visits take about 10-15 minutes, and doctors can write a prescription (in participating states). General health issues can be addressed at home for a $0 copay, regardless of which plan you are enrolled in. The most common conditions treated during a virtual visit include

• Pink eye
• Stomachache
• Rash

First Stop Health Mental Health

All employees enrolled in the USACS medical plan also have access to free, simple, convenient mental health counseling through First Stop Health. You can access mental health tools via the app or connect with licensed counselors. For more information, visit www.fshealth.com.